Pemberdayaan Ekonomi Masyarakat Melalui Zakat Produktif di BAZNAS Bondowoso

Abstract

Community empowerment is a systematic effort to increase the capacity and independence of the community so that they are able to manage their resources to achieve prosperity. The goal of community empowerment is to empower communities to be more resilient, independent, and able to manage their resources and potential to improve their well-being. Indonesia can leverage the potential of zakat because it possesses significant potential in managing zakat funds. Effective zakat support from the National Zakat Agency (BAZNAS) in Bondowoso Regency is expected to improve community welfare. This study aims to provide an overview of how community empowerment is implemented by utilizing productive zakat funds to improve welfare. One of the Islamic economic instruments that has great potential in community empowerment is zakat, especially productive zakat. The focus of the problems to be studied include: 1) How is the process of community empowerment through productive zakat at BAZNAS Bondowoso in improving community welfare? 2) How is the influence of community empowerment through productive zakat at BAZNAS Bondowoso Regency in improving community welfare? This study uses a qualitative approach with a descriptive research type. Data collection techniques are carried out through observation, interviews, and documentation with purposive determination of informants. The results of the study show that; 1) The process of community empowerment through productive zakat funding at BAZNAS Bondowoso is carried out in three stages: awareness, capacity building, and empowerment. These are the research findings presented in this thesis. One of the achievements of increasing income and achieving economic independence through the establishment of productive zakat funds for community economic empowerment is the economic recovery and independence achieved by aid recipients during these three phases. So that Mustahik can become muzakki, who can help other poor people, after gaining freedom. 2) The influence of productive zakat at BAZNAS Bondowoso on community empowerment. Very beneficial for Mustahik. Because the economy of Mustahik, who were previously lower-middle class, can now be considered upper-middle class due to assistance through productive zakat. This implies that Mustahik's sales and profitability can be increased by the amount of zakat money distributed by BAZNAS as business capital.